Has an insurance company wrongly denied your claim in Savannah, Georgia? If so, contact Bowen Painter Injury Lawyers at (912) 335-1909 for a free consultation. Our experienced Savannah bad faith insurance lawyers can help you pursue compensation for your original claim plus additional damages.
Our team has more than 10 years of experience standing up for the rights of accident and injury victims, and we are ready to help ensure the insurance company doesn’t take advantage of you. While taking on a big insurance company might feel overwhelming, know that we are here to help. Reach out today to get started.
How Can Bowen Painter Injury Lawyers Help With Bad Faith Insurance in Savannah, GA?
When you file an insurance claim in Savannah, GA, you expect that it will be handled in good faith. When the insurance company fails to do so, you may be left in a financial bind. You may be unable to pay medical bills and other expenses, and you are probably wondering where you can turn for help.
The team at Bowen Painter Injury Lawyers can help you navigate the complex process of a bad faith insurance claim.
Our Savannah personal injury lawyers can help you by:
- Reviewing all the details of your original claim
- Researching your policy and coverage details
- Interviewing employees who may be able to prove a pattern of behavior
- Handling all communications with the insurance company
- Putting an accurate value on your bad faith claim
- Negotiating a top-dollar settlement
- Filing a bad faith lawsuit and taking your case to court
If you suspect you have been the victim of bad faith insurance practices, contact us today to schedule a free consultation with a Savannah bad faith insurance attorney who is ready to help.
Overview of Bad Faith Insurance
When you buy insurance, you enter into a contract with the insurance company. You agree to pay regular premiums, and the company agrees to pay you for any covered losses while your policy is in effect. Although it might not be expressly written into your contract, there is an implied duty for the insurance company to act in good faith.
Acting in good faith means that they will reasonably investigate all legitimate claims, and they will pay those claims that should be covered in a timely manner. When an insurance company fails to do so, it may be acting in bad faith.
What Are Common Examples of Bad Faith Conduct by Insurers?
Some common bad faith scenarios include:
- Denying your claim without any investigation or with no valid reason
- Intentionally delaying the processing of your claim
- Failing to respond to communications in a timely manner
- Misrepresenting the terms of your coverage
- Changing your policy details after a claim has been submitted
- Trying to make you settle your claim for substantially less than it is worth
Our Savannah bad faith insurance attorneys will work to gather evidence showing that your insurer wrongfully denied or delayed your claim.
What Kinds of Damages Are Available to Bad Faith Claimants in Georgia?
Victims who are harmed by these bad faith behaviors are entitled to recover several types of damages. This includes both economic damages and non-economic damages. You are generally entitled to recover the amount of your original, valid claim plus any additional damages.
Common examples of those additional damages include:
- Late fees or financial penalties
- Damage to credit
- Damage to reputation
- Emotional distress
- Depression
- Anxiety
In some situations, you might also be able to recover punitive damages from the company. These damages are intended to punish the insurance company for its behavior and to deter these wrongful practices.
Keep in mind that the situations in which punitive damages are available are limited, so you should always seek help from an experienced lawyer who can determine the damages available in your case.
How Long Do I Have to File a Lawsuit for Bad Faith Insurance in Georgia?
In Georgia, an action against the insurance company for bad faith must typically be brought within six years. However, there are some other deadlines that must also be met.
For instance, you should file a formal demand for payment of the claim after 60 days have passed beyond your proof of loss. If the insurance company still refuses to pay, you can then proceed with your lawsuit.
Missing any of the steps or deadlines for a bad faith claim can cause you to lose all your rights to recover any compensation. This is why you should always get help from an experienced bad faith insurance lawyer. Let the team at Bowen Painter Injury Lawyers help you through every detail of your claim to ensure you do not miss your chance to get compensation.
Contact Our Savannah Bad Faith Insurance Lawyers for a Free Consultation
If you have been the victim of bad faith insurance practices, contact the experienced team at Bowen Painter Injury Lawyers today. We want to help you hold the insurance company accountable for its actions. They should not be allowed to prioritize their bottom line while you suffer the consequences.
Contact us now to schedule your free consultation with a Savannah bad faith insurance attorney and let us get to work.
